I guarantee you will save 50%, I just can’t say when.
When Trump was elected first term, by year two the price of guns and ammo cratered. You could get a complete AR then for like $350, they couldn’t give guns away because everyone already stocked up (and now broke) from panic buying. Ammo dropped below pre Newtown prices for a long while. That was the window of opportunity. Every time I shot ATA trap on Sundays, I stopped at the Shooter supply and pick up something. That was right up until when The Wu Flu struck. Have not bought anything since, really don’t need to, maybe some shotgun powder in a couple years.
Reloading handgun is very inexpensive and a LOT easier than dealing with bottleneck rifle cartridges. Most 9mm loads use only 3 to 4 grains of powder. You get 4x the reloads for pistol compared to shotgun where I use 16 grans of 700x. Like, $180 bucks buys you enough powder to reload 7000 rounds of 9mm.
I wish I was more into handguns, it’s be a helluva lot cheaper to shoot than trap, eh, but then again, my trap range “membership” only set me back the cost of a hunting license.
Bottom line. Reloading does pay off but in different ways for different people. I make match grade rounds for my SPR that would cost nearly $2/ea. My precision handloads only cost about 55 to 65 cents depending on the bullet powder combo I use. Savings aside, my handloads are more accurate than anything i can buy.